My wife works outside of the home. We do not have any children at home; they've all grown and left. We do not necessarily need her income, it's more of a luxury than a necessity, but I have made the choice ask her to continue working. It helps give us extra cushion, and we do not have children at home to care for. We like to take trips to see our kids and grandkid so that's basically the reason. However, if it becomes too stressful and all consuming, I will absolutely have her cut back or quit and be at home. Thankfully with good financial decisions, God has blessed us to be in a place where we are OK on one income, should it require that. I absolutely hate debt, will not take on debt, and try to be a good steward of the money God has provided for me.